Feature of the Month - December 2013
Western Maryland Health System
Community Health & Wellness
Think Before You Shop
Shopping online? A little research can save you a lot of money. Use these tips to help get the best deal – and to avoid a bogus offer posted by a scam artist.
• Think about your goals before you shop.
Do you want a particular brand? Are there "must-have” features? What’s your budget? If you decide what’s important to you up-front, you’re less likely to make an impulse purchase that could lead to buyer’s remorse.
• Get to know the products in the category.
Often, the key features of a basic product and the top-of-the-line version from the same manufacturer are the same, and "add-ons” account for the difference in price. For example, you might have to pay extra for a toaster with a clock even if it turns bread into toast just like a less expensive model. Manufacturer sites often have the most information about product features.
• Use Search Engines
If you think you’ve found a good deal, but you aren’t familiar with the product or the company selling it, dig a little deeper. Type the company or product name into your favorite search engine with terms like "review,” "complaint” or "scam.” If you find bad reviews, you’ll have to decide if the offer is worth the risk. After all, it’s only a good deal if you actually get a product that works.
• Check Comparison Shopping Sites
These sites connect you to many retailers selling the same product, sometimes at significantly different prices. Compare your total purchase price, including shipping and handling, and taxes, rather than just the selling price. Different sites also have different return policies. Check the policy and find out whether you’ll be charged extra shipping or restocking fees for returns. Some sites let you sign up to get alerts when prices change.
• Consider Coupons
Some companies offer discounts to online shoppers via email; other sites collect and list codes for free shipping and other discounts. Keep in mind that a coupon price isn’t always the best deal. To look for discounts, enter the web site or company name and "discount,” "coupon” or "free shipping” into a search engine. Stay away from sites that make you download software or enter financial information to access the codes.
• Evaluate Sites and Be Skeptical
Some scammers set up "specialty” sites selling a particular type of product. Those can be full of glowing reviews from "shills” who are compensated for their posts, and may not include any mediocre or negative reviews because they’ve been deleted. The FTC has sued companies that posted "fake” positive reviews. Some negative reviews may come from competitors.
- Give yourself the gift of wellness in 2014 by calling WMHS
Community Health & Wellness at 240-964-8424.
For information about programs to help you keep your new year’s resolution.